No procrastinating - all you have to do is jot down a number or two.Get started immediately, without having to wade through and learn a bunch of software options.You can buy software or subscribe to online budgeting programs, but I think there is a lot to love about this simple pencil-and-paper method: Even adding everything up with a calculator at the end of the month is an exciting little moment: how much did we spend? I guess writing in those tiny numbers satisfies a craving for organization. (Carry over last month’s balance if you want.)
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